savings account Americans Aren't Saving As Much As They Used To For Retirement. How Do You Change That? By Francesca Paris • Jul 31, 2018 Shutterstock Saving rates have fallen over the last few decades, and a new survey finds 42 percent of Americans have saved just $10,000 or less for their retirement. Recess, Circle Time, Financial Planning: Learning College Savings In Kindergarten By Courtney Collins • Nov 10, 2015 Courtney Collins / KERA News Two elementary schools in Richardson ISD have debuted new lessons this fall that spotlight everything from landing a good job to planning for college. And a free savings account is part of the deal.