One Crisis Away | KERA News

One Crisis Away

KERA’s One Crisis Away project focuses a spotlight on North Texans living on the financial edge both in weekly stories and regular in-depth series.

A scene from West Dallas near Singleton Boulevard.
Credit Allison V. Smith / KERA News special contributor

A job loss, health emergency, even legal trouble can be enough to plunge a third of our friends and neighbors into financial distress. One Crisis Away puts a human face on asset poverty and the financial struggles of people in Dallas-Fort Worth.  

Explore multimedia projects: No Place To Go, a deep dive into affordable housing and gentrification in West Dallas; Rebuilding A Life, a series about North Texans recovering from devastating tornadoes; Drowning In Debt, stories about and resources for living with financial burden; and more.

Rrraum / Shutterstock.com

This year’s Opportunity Index was just released. It’s an annual big-data report that ranks states on how easy it is for people to improve their lives financially. This year, Texas ranks in the bottom third -- 36th overall.

Courtney Collins / KERA News

Some experts consider childhood poverty a form of trauma.

Counselors and directors with a Dallas nonprofit say growing up poor can impact everything from impulse control to anxiety.

Courtney Collins / KERA News

Some communities hover over the financial edge, while others have completely fallen off. Sandbranch, an unincorporated corner of Dallas County, is one of them. Residents there have no internet, no trash pickup and no running water. 

A Fort Worth business owner is working tirelessly to make sure her employees don’t fall over the financial edge. She makes it her mission to employ, educate, and embrace each and every one of her staff members.

Courtney Collins / KERA News

After announcing a 10-year plan to jump from 62 million meals a year to 92 million, staffers at the North Texas Food Bank admit, it will be a challenging decade.

Forget 10 years down the road, serving as much as they do now isn’t exactly a cinch. 

Courtney Collins / KERA News

The North Texas Food Bank is tackling hunger with a bold 10-year plan. The goal? To put out 92 million meals a year by 2025. That’s 50 percent more than what’s being served now.

www.gotcredit.com

Your credit score controls the obvious (things like mortgage eligibility) and the not so obvious (like whether you can upgrade your cable package.)

Tony Milburn is on the board for Catholic Charities Fort Worth and works in wealth management for UBS. He talks about the sometimes startling impact of poor credit.

Courtney Collins / KERA News

For people battling back from an injury, or trying to live with a chronic condition, medical gear can be key to recovery. If insurance won’t pick up the tab, the cost can be devastating.

A North Texas nonprofit that’s part salvage yard and part repair shop is trying to bridge the gap.

born1945 / Flickr

Sometimes small expenses can completely derail folks trying to leave homelessness behind.

For people just getting into transitional housing, little costs like a work uniform or a car tire can be enough to put them back on the street or in a shelter. That's where "flex funds" come in.

Courtney Collins / KERA News

Imagine trusting a stranger to make your financial decisions. For some North Texans, that’s the best possible reality.

The “representative payee program” helps mentally ill adults manage Social Security benefits. It helps people pay their bills. And when done right, it builds a bond between volunteers and vulnerable citizens.

Courtney Collins / KERA News

Two North Texas nonprofits are teaming up to make the dream of home ownership a reality for a local veteran.

For this 55-year-old and his young daughter, a new house is the high point in a decade that’s been marked with despair.

Shutterstock

Too much credit card debt is sometimes enough to push people over the financial edge.

According to a new survey, three of the five worst big cities for credit card debt are right here in Texas.

Tim Hamilton / Flickr

KERA’s One Crisis Away project examines life for folks on the financial edge. Many senior citizens fall into that category. They might struggle with getting a job, paying for medicine, or managing wills and power of attorney.

That’s where Dallas County’s Elder Financial Safety Center comes in.

Courtney Collins / KERA News

Veterans face many challenges when looking for work after leaving the military.

Dallas is one of the cities the Department of Veterans Affairs has chosen for a new program engineered to improve veteran hiring. North Texas companies are already on the job.

Courtney Collins / KERA News

Landing a good job is especially tough with a newborn to care for. When you're a teen mom, it's more complicated still. That’s where a Dallas non-profit called Alley’s House finds its mission.

Courtney Collins / KERA News

One of the biggest challenges for refugees once they relocate is simply making a living.

More refugees are sent to Texas than any other state in the U.S. Getting them safe and settled is a serious undertaking.

Courtney Collins / KERA News

A week-long camp for homeless children in North Texas will end with an official commencement ceremony at the University of Texas at Dallas.

Organizers want these kids to get the feel of life on a college campus and return one day as undergraduates.

Courtney Collins / KERA News

While violence is usually the big concern with gang membership, financial hardship is a consequence too. The Boys and Girls Club of Greater Fort Worth is working hard to remove financial barriers for gang members and former gang members.

drocpsu / Flickr

Every year, volunteers across the country pick a single night at the end of January to count the homeless. A report was released Tuesday about the results in Dallas and Collin counties.

Rick Holter / KERA News

New research out of the North Texas Food Bank's Hunger Center explores the link between food security and other financial habits. According to Research Director Richard Amory, data shows bad financial practices may actually cause food insecurity. 

Courtney Collins / KERA News

YWCA buildings in Dallas used to feature swimming pools and gyms. Those disappeared a decade ago. Since then, the organization has re-focused on women’s health and financial coaching, but until last week, the YW didn’t have a place to call home.

Federal Reserve Bank of Dallas

About half a million Texans live in what’s known as colonias. These communities pop up near the Texas-Mexico border and usually lack the basics, such paved roads, utilities and secure housing.

elycefeliz / Flickr

Half a dozen bills designed to raise the state’s minimum wage are working their way through a Texas House committee. Currently, Texas pays at the federal rate which is $7.25 an hour.

A significant bump in hourly pay could be a long shot in a staunchly conservative legislature. One advocacy group has just issued a study endorsing President Obama's call to raise the minimum wage to $10.10 an hour.

Lara Solt / KERA Special Contributor

For the last month, the KERA series One Crisis Away: Inside a Neighborhood has illuminated the lives of folks on the financial edge in Jubilee Park.

As KERA’s Courtney Collins reported, Jubilee has seen change for the good, but there are still plenty of problems in the East Dallas neighborhood: it’s tough to find fresh food, bank accounts and decent-paying jobs.

Lara Solt

The cost of living poor can be staggering: Racking up interest on a payday loan, working for minimum wage, paying fees to cash a check, and eating healthy when groceries are hard to find. 

Courtney Collins / KERA News

There’s a big difference between having a job, and having a job that pays enough to live on. The federal minimum wage is $7.25 an hour. Two years ago, 400,000 Texas workers were paid that -- or less.

Lara Solt / KERA News Special Contributor

For some North Texans, the most challenging chore of the week is buying groceries.

As part of our series, One Crisis Away, Inside a Neighborhood, KERA explores why a lot of people in Jubilee Park drive for miles to get their groceries. Or pay the price at the corner store.

Learn About Dallas' Jubilee Park In New KERA Series

Feb 24, 2015
Thorne Anderson

Going to school, finding a good job, opening a savings account, buying a home -- they're all parts of the American dream. But they might just be dreams for many in North Texas, where one in three can’t weather a financial storm that lasts 90 days.

What It’s Like To Be Poor

Jan 23, 2015
Shutterstock

Members of America’s middle and upper classes have preconceived notions about what it means to be poor. This hour, as part of KERA’s One Crisis Away initiative, we found out what going without is really like.

How Poverty Can Affect A Child's Brain

Jan 15, 2015
Shutterstock

Research has shown that growing up in poverty can negatively affect the wiring – and even the physical dimensions – of a child’s brain. As part of KERA’s One Crisis Away initiative, Think explored how interventions during the middle school years can reverse those changes. 

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